Tell us about the business
The enquiry form takes about five minutes. We ask what the business is, where it is up to, what the money is for and how the rest is funded.
How it works
Three Steps, And A Straight Answer At The End.
No jargon and no runaround. Here is exactly what happens from the moment you send an enquiry.
The process
From Enquiry To Answer.
We call you within one business day
A real conversation about your plan and your numbers. We may ask for a plan, bank statements or quotes, depending on the loan.
You get the answer in writing
Yes, no, or what would need to change, with the costs and conditions set out plainly. Nothing goes ahead unless you decide to apply.
How we are paid
You Know Before You Proceed.
When We Lend Directly
We earn from the interest and fees on the loan. Those amounts are set out in your loan documents before you sign.
When We Broker
The lender we place your loan with may pay us a commission. We tell you before you proceed, so there are no surprises.
[Fee and commission wording to be confirmed by Axe Business Loans and its lawyer]
Questions people ask
Before You Enquire.
How do you decide if a loan is for a business?
We ask what the money is for and how the business will repay it. Repayments should come from what the business earns. If the money is mainly for personal or household purposes, we are not the right lender and will say so.
My business is brand new. Can I still apply?
Yes, you can enquire. We look at the plan, your experience in the trade or profession, your own contribution, and how the business will repay the loan. New businesses are assessed more carefully, and not every application is approved.
Is this a personal loan?
No. Axe Business Loans provides finance for business purposes only. If the money is mainly for personal, household or debt-consolidation purposes, we are not the right lender and will say so.
How quickly will I hear back?
We call within one business day of your enquiry and tell you at that point what we need. How long an approval takes depends on the loan and how quickly documents arrive.
What will it cost?
Costs depend on the loan, the lender and the security. Before you apply, you receive the interest rate, fees and conditions in writing. Sending an enquiry costs nothing and commits you to nothing.
What if the answer is no?
We tell you why, and what would need to change. Often that is a matter of timing, a larger deposit, or a few months of trading history.
Ready To Talk It Through?
Five minutes on the form, and a real conversation within one business day. No cost and no commitment.
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