Our loans

Business Finance, Plainly Explained.

Start-up costs, equipment and vehicles, and working capital. Each loan is for a business purpose, assessed on its merits, and explained in writing before you apply.

What you can fund

Three Ways We Back The Business.

01

Start-up costs

Fit-out, first stock, licences, insurance, software and marketing to open the doors. Typically for businesses with a registered ABN and a written plan.

02

Equipment and vehicles

Tools, machinery, utes and vans that earn their keep from the first week. The asset itself often forms part of the security.

03

Working capital

Cover the gap between doing the work and being paid for it, or fund stock and staff for a contract you have already won.

Lender and broker

One Conversation, Two Ways To Get Funded.

Most people deal with either a lender or a broker. We are both, so you tell your story once and we find the right fit.

We Lend Directly

Where your business meets our lending criteria, we fund the loan ourselves and you deal with us from start to finish.

We Broker To Other Lenders

Where another lender suits you better, we prepare and manage the application with you. If a lender pays us a commission, we tell you before you proceed.

What we do not do

Where We Are Not The Right Fit.

Personal or household loans

If the money is mainly for personal or household purposes, we are not the right lender.

Debt consolidation

We do not refinance personal debts, cards or household bills.

Businesses that are not ready

If the plan, funding or timing does not stack up yet, we will tell you what would need to change.

Ready To Talk It Through?

Five minutes on the form, and a real conversation within one business day. No cost and no commitment.

Check Your Options